Lifestyle

Why Every Nigerian Must Now Enrol With A Health Management Organisation (HMO)

Published

1 year ago

December 28, 2023

Enrol With A Health Management Organisation (HMO)

By Cami Ezenwa

Do you know why every Nigerian must now enroll with a Health Management Organisation (HMO)? This incisive writeup will show you why and how, in your interest and for the good of all around you.

It is simply because current realities of life have made that a necessity not just a desirability – we will shortly show how.

But suffice it to start by asserting that many diseases associated with disabilities and death are now on the prowl.

Sometimes, they require emergencies and demands that conventional healthcare services cannot cope with.

So, not enrolling with a HMO can simply amount to one endangering his or life

Malaria, Diahrrhea, HIV/AIDS and Lower respiratory infections, Neonatal disorders, Tuberculosis, Meningitis, Cirrhosis, Ischemic heart disease and Stroke are all in the list.

Sometimes, they manifest in a variant that only cutting-edge Medicare can adequately respond to

Nigeria has the second highest density of medical doctors, yet health emergencies continue to be a problem. Individuals are forced to take their destinies in their hands, because only about three percent of Nigeria’s Gross Domestic Product (GDP) is invested in the health sector

She has a low health worker-to-population ratio of 1.6 health workers (including doctors, nurses, and midwives) for every 1,000 people, which is considerably lower than the World Health Organisation (WHO) recommendation of 4.45 health workers for every 1,000 people.

*File photo: HMOs can be very critical to effective healthcare delivery especially during emergencies*

In estimates of universal health care effective coverage, Nigeria ranked 193 of 204 countries, meaning that about 90 percent of all countries outperformed it.

Do you want more reasons why every Nigerian must now enrol with a Health Management Organisation (HMO)?

Maternal mortality in Nigeria is the third highest on the whole continent, with over nine hundred deaths per 100,000 live births.

A lot of the time, the everyday hospital or clinic, is archaic for the health challenges out there. Roads are not motorable, neither are other basic infrastructure. In fact, seeking medical attention in a conventional health infrastructure can be seeking for help in hell.

On the other hand, subscription with a HMO could wave off most impediments to quick access to quality medicare .

All of the above are reasons why every Nigerian must now enrol with a Health Management Organisation (HMO).

How to Apply for HMO in Nigeria?

To apply for Health Maintenance Organisation (HMO) in Nigeria, you need to first,

-Identify the HMO of your choice and then -Register with them by filling out an enrollment form.

-You will need to provide your personal information, including your name, identity card, and contact information.

-Once you have filled out the form, select the plan you are going for.

-Pay the plan fee, which varies from one HMO to another.

-you will receive a HMO identification number, which you can present at any hospital accredited by your HMO for medical treatment.

-Different HMOs offer different health plans, so you need to choose one that suits your needs and budget.

-If you work with a firm, the firm would handle the registration for you. But if you wish to do it yourself, and want your provider to deduct from your salary, you can do so.

Easy Steps To Registering With A HMO

1. Visit their office and go along with your personal information and work ID card.

2. Show evidence of salary payment like a payment slip for a period of 3 months.

3. Go along with your three months statement of account.

4. If you want to add your spouse under your plan, go along with your marriage certificate.

5.Fix an outstanding order with your bank to

Having gone through this piece, it should be clearer, now, why every Nigerian must wow enrol with a Health Management Organisation (HMO)